Even if you already got robbed of your passwords, bank details or personal information, it does not mean it can't or wont' happen again. Today's cyber crooks tend to leave malware behind when they rob you, so that they can do it again and again.

My grandma got robbed some years ago, the crooks broke in her apartment and took whatever they could, which wasn't much because the old lady was wearing most of her jewelry and all of her money with her. Since it happened my grandma feels kind of relieved, because she says that now she has less chance of being robbed again. And although older people like to say that lightning won't strike twice in the same spot, I once knew a guy who got hit twice, and died at old age because a bird crashed into his eye.

The same goes for cyber criminals. Washington post reports:

"Robert Hoyler thought hackers who broke into his computer stole only his bank account information. But it turned out that the thieves also left something behind: a hidden software virus that recorded his every keystroke.
So when Hoyler's bank issued him new account numbers and passwords, the hackers got all that information, too. His health insurance, online shopping and Social Security data went into a file in a master database at a Web site controlled by the attackers, stashed among personal information on more than 3,220 U.S. residents."

Later on in the article, Brian Krebs states that more than 1000 phishing sites are started each day, and there is a rise in spam sent with additional malware spice.

But the story gets even better, since all the companies, from the bank to the government do not find themselves responsible for notifying or stopping identity theft. So you can be victimized over and over again and not really be sure how to get help, or what really happened:

"We're just getting overwhelmed with this [compromised] consumer data, but it's not exactly law enforcement's job to call each victim and explain the situation," said Dan Larkin, an FBI agent who heads the National Cyber-Forensics & Training Alliance in Pittsburgh.
Credit bureaus are not required to notify consumers.
"The credit bureaus work on behalf of banks and companies that grant credit," said Ari Schwartz of the Center for Democracy and Technology, a consumer advocacy group in Washington. "They're not set up to be consumer-oriented businesses."

So, you have to do it all yourself. Get antivirus software, firewall and pay attention to details when shopping and banking online. You should always get a padlock symbol at the bottom or the top of your browser window, while the address will change from http: to https: Also, be aware that no legitimate bank or shopping site will ever ask for your personal information in an email or over the phone.